To support our service, we display Private Sponsored Links that are relevant to your search queries. These tracker-free affiliate links are not based on your personal information or browsing history, and they help us cover our costs without compromising your privacy. If you want to enjoy Ghostery without seeing sponsored results, you can easily disable them in the search settings, or consider becoming a Contributor. Since then, rates have fluctuated, staying between percent and percent. The table below brings together a comprehensive national survey of mortgage lenders to help you know what are the most competitive mortgage interest rates. . As of January 24, , the average year fixed mortgage APR is %. Many, or all, of the below products are offered by advertisers who may compensate us when you visit their websites and/or apply for their products. This does not influence our opinions or our ratings, which are editorially . For example, on a year fixed-rate mortgage for a home valued at $, with a 20% down payment and an interest rate of %, the monthly payments would be about $2, (not including taxes and insurance). . See current U.S Bank mortgage rates for our various home loan products. . You’ll have the best chance of qualifying for a mortgage with Rocket Mortgage if you have a 73% loan-to-value (LTV) ratio or better, according to nationwide data from That year, about 49% of approved borrowers had a debt-to-income (DTI) ratio under 40%. Get Personalized Rate Offers . Compare mortgage rates when you buy a home or refinance your loan. Save money by comparing free, customized mortgage rates from NerdWallet. . View daily mortgage and refinance interest rates for a variety of mortgage products, and learn how we can help you reach your home financing goals. . Today's mortgage rate for a year fixed-rate mortgage for purchase or refinance, conforming to $1,,**, is % (% APR). . View today's mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America. . Find current year refinance rates and compare lenders to get the best rate. . If you enjoy Ghostery ad-free, consider joining our Contributor program and help us advocate for privacy as a basic human right.
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